Privacy Policy

Information We Collect

Personal Information

• Name and email address when you create an account
• Profile picture (if you choose to provide one or sign in with Google)
• Password (encrypted) if you create an account with email/password
• Google account information if you sign in with Google (name, email, profile picture)

Financial Information

• Expense details you add (amounts, descriptions, dates)
• Group information and memberships
• Settlement records and payment tracking
• Currency preferences

Technical Information

• Device information (platform, device ID) for push notifications
• App usage data and preferences
• Session tokens and authentication data
• Push notification tokens for mobile devices

How We Use Your Information

• Provide and maintain the expense-splitting service
• Process and track shared expenses and settlements
• Send notifications about expense updates and group activities
• Facilitate group invitations and memberships
• Verify your identity and secure your account
• Improve our app functionality and user experience
• Comply with legal obligations

Information Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties, except in the following circumstances:

• Group Members: Expense information is shared with other members of groups you join
• Service Providers: We share information with trusted service providers who help operate our app (database hosting, email services, push notifications)
• Legal Requirements: When required by law, regulation, or legal process
• Safety: To protect the rights, property, or safety of NeatSplit, our users, or others

Third-Party Services

We use the following third-party services:

• Google OAuth: For secure sign-in (governed by Google's Privacy Policy)
• Email Service Providers: For account verification and notifications
• Push Notification Services: For mobile app notifications
• Database Hosting: For secure data storage

Data Security

We implement appropriate security measures to protect your personal information:

• Encryption of passwords and sensitive data
• Secure data transmission (HTTPS)
• Regular security assessments
• Limited access to personal information on a need-to-know basis
• Secure database storage with access controls

Data Retention

We retain your information for as long as your account is active or as needed to provide services. You may delete your account at any time, and we will delete your personal information within 30 days, except for information we are required to retain for legal purposes.

Your Rights

You have the right to:

• Access, update, or delete your personal information
• Request a copy of your data
• Opt out of certain communications
• Delete your account and associated data
• Withdraw consent for data processing where applicable

Children's Privacy

NeatSplit is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please

International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

Changes to Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. Your continued use of the app after any changes constitutes acceptance of the new Privacy Policy.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

We will respond to your inquiries within 48 hours.

GDPR Compliance

If you are located in the European Economic Area (EEA), you have additional rights under the General Data Protection Regulation (GDPR):

• Right to be informed about data collection and use
• Right of access to your personal data
• Right to rectification of inaccurate data
• Right to erasure (right to be forgotten)
• Right to restrict processing
• Right to data portability
• Right to object to processing
• Rights related to automated decision making and profiling

California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected
• Right to delete personal information
• Right to opt-out of the sale of personal information (we do not sell personal information)
• Right to non-discrimination for exercising your privacy rights