Terms of Service

Acceptance of Terms

By accessing or using NeatSplit, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access or use our service.

Description of Service

NeatSplit is a free expense-splitting application that helps you:

• Create groups to track shared expenses
• Record and split expenses among group members
• Calculate who owes money to whom
• Track settlements between group members
• Invite friends and family to join expense groups

Important: NeatSplit is a tracking tool only. We do not process payments, handle money transfers, or provide financial services. All actual payments between users must be handled independently.

User Accounts

Account Creation

• You must provide accurate and complete information when creating an account
• You are responsible for maintaining the security of your account credentials
• You must notify us immediately of any unauthorized use of your account
• You may only create one account per person

Account Termination

• You may delete your account at any time through the app settings
• We may terminate or suspend your account for violations of these Terms
• Upon account deletion, your data will be permanently removed from our systems

User Conduct

You agree not to:

• Use the service for any illegal or unauthorized purpose
• Submit false, inaccurate, or misleading information
• Interfere with or disrupt the service or servers
• Create accounts using automated means or false information
• Share your account credentials with others
• Use the service to harass, abuse, or harm others

Financial Disclaimer

Privacy and Data

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

Intellectual Property

The NeatSplit service, including its design, functionality, and content, is owned by NeatSplit and protected by copyright and other intellectual property laws. You may not copy, modify, distribute, or create derivative works based on our service.

Limitation of Liability

To the maximum extent permitted by law, NeatSplit shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses resulting from your use of the service.

Service Availability

We strive to maintain high service availability, but we do not guarantee that the service will be available at all times. The service may be temporarily unavailable due to maintenance, updates, or technical issues.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes via email or through the application. Your continued use of the service after changes constitutes acceptance of the new Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where NeatSplit operates, without regard to its conflict of law provisions.

Contact Information

If you have any questions about these Terms of Service, please contact us:

We will respond to your inquiries within 48 hours.

Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.